Canadians can expect to pay 0.25% more on their interest rates starting October 24, 2018. This increase by the Bank of Canada on Wednesday raised the benchmark interest rate from 1.50% to 1.75% - which has already been raised 4 times since the summer of 2017. This was justified by praise to the econ
GTA Monthly Report – September 2018
The month of September saw a slight increase in property prices varying across the Greater Toronto Area (GTA) and saw a rise in new listings on the market. There were 15,920 new listings, substantially up from August, yet amazingly down 3.1% compared to September 2017.  Toronto’s Sept
Everything You Need To Know About Mortgage Pre-Approval
Becoming a homeowner is a life-long dream for many Canadians but as with all new experiences, there’ll be uncertainty and you may even second guess yourself once or twice. You’ll be interviewing realtors, looking at homes, worrying about bidding wars, and let’s not forget the big one: Qualifyi
Can You Buy a Home with Bad Credit?
To start, let us reassure you by saying that you CAN buy a house. Whether you have declared bankruptcy or have very bad credit, it is possible to purchase a dream home like you always wanted to! The only difference is that you will have to pay more for a mortgage than someone who has a better credit
First Time Home Buyer Grants Ontario (2018):
Buying a home can be expensive. With the new mortgage rules, rise in prices and interest rates, home buying has become stressful especially if it’s your first time! In this article we bring you 11 first time Home buyer grants to ease the strain on your wallet. RRSP HOME BUYERS’
Top neighbourhoods to buy in GTA (2018-2019)
Choosing where to buy a home is an intensely personal decision, but gut feeling alone shouldn’t guide the biggest financial decision most of us will make in our lives. For most Canadians, housing is both their largest asset and their largest source of debt. Whether you’re an income property i
Additional costs of Home Buying
Your home is probably the most expensive thing you’ll ever own, and that expense goes beyond the closing price. There’s the cost of the house, but then there are other ongoing and upfront expenses that can catch you off guard. Especially if you’re a first-time buyer, it helps to know what youâ
Budgeting and Saving Tips when paying a mortgage
Budgeting and Saving Tips when paying a mortgage One of the biggest challenges in personal finance is figuring out ways to spend less money. This is especially crucial when you have made a huge investment in buying a new house and your mortgage payments are due on top of the other expenses. While
9 Things to look for when touring a listing or an Open House
You’re in the market for a home and you’ve put together a short list of potential properties. There’s even one with the exact number of bedrooms you need, just enough square footage, and that renovated kitchen you’ve been dreaming of – and it all looks good in the photos. But while a pi